Pandemic cover may break insurers

Here goes with what maybe a difficult task: defending the insurance industry. We often come in for a lot of stick and as I have said here on numerous occasions frequently deserve it, but not over Coronavirus. Firstly, there is the success of travel insurance. Policies...

Insurance can only go so far

The raw and often unstoppable power of nature has once again been demonstrated in pictures of the recent Australian wildfires... …but as the fires raged, the main focus seemed to be on arguments about their cause, rather than the cost in terms of human life and...

Is ‘Smarter’ always ‘Better’?

Surely it should be good that we are getting ‘smarter’, but how many highly intelligent people have you met over the years with no common sense? Perhaps that runs true for so called ‘smart’ motorways that have been blamed for causing accidents. Highways England insist...

Storm Damage

I know I’m getting old but hearing kids talk about the ‘backyard’, ‘gas stations’ and other Americanisms is annoying and one reason I haven’t taken to following the Americans in naming storms. …To be named, a storm affecting the British Isles must have the...

Underinsurance is a big risk

A common complaint about Brexit dominating the political agenda is that other priorities such as long-term care, housing, transport etc are being side-lined. There is a comparison in the insurance world where technology issues such as cyber risks, the use of...