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Business Insurance Explained…

Need help or guidance on business insurance? Most businesses do, so you’ve come to the right place. 

We believe in advice. Buy online and you get what is termed a ‘non advised’ sale. That means no advice on:

  • Selecting the right cover for your business 
  • How the policy fine print exclusions and conditions may affect you
  • What information you must tell insurers
  • How to avoid Under-insurance
  • Ways of reducing or controlling your premium 
  • Specialist covers – Cyber, Credit, Intellectual Property. Do you need them?
  • And perhaps most importantly, supporting you through the claims process and fighting your corner

 We help you avoid making mistakes that could put your business at risk. 

Factsheets

To help, we have prepared a number of factsheets on specific insurance covers such as Cyber, Business Interruption and also issues such as avoiding underinsurance or if a vehicle is a write off. They are written in plain English and are free for you to download, but it is always best to speak to us about your specific issues or needs.

Arranging insurance is not the same wherever you go and not all Insurance Brokers are the same. We are the one of the few Chartered Insurance Brokers in Sussex (3) and in the UK (less than 200) which demonstrates our commitment to professionalism, and perfectly illustrates our dedication to giving our clients outstanding service and the best possible advice.

Published Articles

You will also find useful information in Phil Bristow’s ‘Business Matters’ articles. Phil has nearly 40 years’ experience in the insurance industry and has been writing monthly articles in the Worthing Herald on topical insurance issues for 10 years. They are informative, can be controversial and occasionally humorous. Follow this link and use the search facility with key words such as ‘flood’ to find relevant articles.

Underinsurance is a big risk

There is a comparison in the insurance world where technology issues such as cyber risks, the use of Artificial Intelligence or driverless cars tend to overshadow some fundamental problems and arguably one of the biggest is underinsurance.The statistics (albeit...

Can Boris help our industry?

...but other than his announcement of his intention to run for the leadership at the British Insurance Brokers Association conference and that some of his antics such as the zipwire stunt make him an insurance risk, there seems to be nothing.So I did a bit of research...

Cyber Breaches: The price to pay

But perhaps that may change, particularly for companies and their insurers following the Information Commissioners Office (IFO) announcement that they intend to fine British Airways £184m, the largest fine so far under the new General Data Protection Regulations...

Major fires bring big questions

...Everyone knows about the Great Fire of London and depending on your age it may be that the Hindenburg airship disaster or Bradford Stadium fire is a vivid memory. Grenfell will certainly be remembered because of the huge loss of life and now there is Notre...

Fire test rules back in spotlight

Everyone knows about the Great Fire of London and depending on your age it may be that the Hindenburg airship disaster (one for my Mum) or Bradford Stadium fire is a vivid memory. Grenfell will certainly be remembered because of the huge loss of life and now there is...
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