Should you be careful what you wish for?

When we reminisce, it is often through ‘rose tinted spectacles’ as regards the way things were but when it comes to technology and new inventions, I always had the sense that most things got better and safer overtime.  If you consider road safety, when I was born in...

Don’t be sunk by subsidence policies

When there are well over a million claims for damage to buildings in the UK every year (and that is just home insurance) 18,000 of them may seem fairly insignificant, but not if you are one of the unfortunates claiming. 18,000 is the average number of subsidence...